|
The
following rules apply to InterCasino,
a licensed, secure and most reputable online casino (see
our review).
Baccarat
(single player)
Rule Authority:
InterCasino
Baccarat is played and programmed with Atlantic City Gaming
rules.
Authority: New Jersey Casino Control Commission.
Rule Exceptions: The cards are shuffled after each hand.
Premise:
Two hands are dealt in Baccarat - The Banker's hand
and the Player's hand. Prior to each deal, the player
wagers on whether the Player's hand or the Banker's hand is
closest to a total of 9. The player also has the option to
wager on a tie (i.e. both the banker's and player's hands
total the same). 8 decks of 52 cards are used.
How to Play
Betting: Your chips are stacked by denomination ($1,
$5, $25, $100, $500) at the bottom of the game window. Select
the amount you would like to wager on a given hand by clicking
the left mouse button on the chip of that denomination to
activate it.
Next, place your bet on the Baccarat table by clicking on
a bet field. To specify a bet that is not equal to an existing
chip denomination, simply click on another chip denomination
after placing your previous chip on the table. For example,
to bet $30, click on the $25 chip and place it on the table
then click on the $5 chip and place it on top of the $25 chip.
By clicking on the right mouse button you will withdraw your
entire wager. Your total bet will be displayed in the "Bet"
just below "User". You may repeat your last bet by clicking
on the shortcuts which are summarized below. If you place
a wager that is lower than the minimum table bet limit, your
bet amount will be automatically adjusted to the minimum bet
amount.
Dealing: After the player has pressed either the Deal
or Pass button, the Player and Banker are dealt two cards.
All tens and picture cards are worth zero, aces are worth
1, and all other cards are worth their face value. If the
value of cards exceeds 9, then the value is adjusted by subtracting
10 from the total.
| Hand |
Hand
Total |
| 9+7=16 |
6 |
| 5+5+5=15 |
5 |
| 10+9=19 |
"Natural"
9 |
After the first two cards are dealt to both the Player and Dealer,
a third additional card may be dealt but the player does not
ask for a third card. All additional cards are subject to a
"Third Card Rule". No hand receives more than three cards. When
the Player and Banker hands equal the same total, the hand is
declared a Tie. If the value of the cards in either the Player's
Hand or the Banker's Hand is an 8 or a 9 (a "natural") after
receiving their initial two cards then no more cards shall be
dealt to either hand. If the value of the cards in the Banker's
hand on the first two cards is 0 to 7 inclusive, the Player's
hand shall draw in accordance with the "Third Card Rules".
Third Card Rules:
If the Player's two cards total:
| Player's
Hand |
Draw? |
| 0-5 |
Player's
hand must draw |
| 6-7 |
Player's
hand must stand |
| 8-9 |
"Natural"
(both hands stand) |
After the Player's Hand acts on a third card draw, the Banker's
Hand receives a third card according to these rules:
| Banker's
Hand |
Draw? |
| 0-2 |
Banker's
hand must draw |
| 3-6 |
Third
card to Player's hand determines draw or stand |
| 7 |
Banker's
hand must stand |
When the Banker's two cards total between 3-6:
| Banker's
Hand |
Banker's
hand draws when Player's third card is: |
Banker's
hand does not draw when Player's third card is: |
| 3 |
1-2-3-4-5-6-7-9 |
8 |
| 4 |
2-3-4-5-6-7 |
0,1,8,9 |
| 5 |
4-5-6-7 |
0-1-2-3-8-9 |
| 6 |
6-7 |
0-1-2-3-4-5-8-9 |
| 7 |
Banker's
hand must stand |
Banker's
hand must stand |
| 8-9 |
"Natural"
- Bank stands |
"Natural"
- Bank stands |
If the Player's hand stands on two cards (6,7), then a two card
Banker hand totalling 3,4,5 must draw and a Banker hand totalling
6 must stand.
Payoffs:
| Wager
and Result |
Payoff |
| A
winning Player hand wager |
1
to 1 |
A
winning Banker hand wager
(5% commission on winnings for the
House) |
1
to 1 |
| A
winning Tie wager |
8
to 1 |
If the hand that you bet on wins, you
are paid 1 to 1. If you bet on a tie, you win eight
(8) times the amount you originally bet. Please note that
if you win when backing the Banker's hand, the House charges
a small percentage.
Betting Limits:
$5 minimum bet.
$300 maximum bet.
Setting your table bet limit:
You may also set your table bet limit below the maximum specified
limit by selecting Bet Options from the Game Menu. The Modify
Table Bet Limit window will appear on the screen. To reduce
your maximum table bet limit type in the new limit in the
appropriate box and confirm it by typing your PIN in the box
below. Click on the OK button to complete the update. Please
be aware that you can modify your table bet limit no more
than once per week (Friday 12:00 AM EST) and that using the
Modify Table Bet Limit function affects the bet limit for
all games and not just the game that you are currently playing.
Numeric Keyboard Shortcuts:
| Keyboard
Entry |
Action |
| 0 |
Repeat
last bet |
| Enter |
Deal |
| 1 |
Bet
on Player Hand |
| 2 |
Bet
on Banker Hand |
| 3 |
Bet
on Tie |
| Up
Arrow |
Increase
bet by $1 |
| Down
Arrow |
Decrease
bet by $1 |
| "Shift
+ Up Arrow" |
Increase
bet by $10 |
| "Shift
+ Down Arrow" |
Decrease
bet by $10 |
| Del
or . |
Remove
bets |
For keyboards without keypads, you must use the "Fn" key plus
the shortcuts above (e.g. + Enter). Please note that these
keyboard shortcuts are offered as a suggestion only. Some computers
behave differently than others and therefore we cannot guarantee
that the shortcuts will apply to all computers.
Statistics:
A list of the previous winners is displayed on the left hand
side of the screen. The Banker's hand is indicated by the letter
'B', the Player's hand is indicated by the letter 'P' and a
tie is indicated by a dash '-'. Consecutive wins by either the
Banker or the Player are displayed in the same column. A new
column is displayed when the Banker or Player starts a new winning
streak. A tie is considered part of the same winning streak
and is always displayed in the same column as the previous winner.
Note:
You may turn on/off the Sound, Voice and Animation during the
game by clicking on the Options button located in the lower
left-hand area of the console. The setting is turned on when
the checkbox is checked and it is turned off when the checkbox
is unchecked. You must exit and re-enter the game to activate
the Animation feature.
References:
For further information on Baccarat, please consult the following
references:
Patrick, John. John Patrick's Baccarat : How to Play and
Win at the Table With the Fastest Action and the Highest Stakes,
Lyle Stuart, 1997.
Stuart, Lyle. Lyle Stuart on Baccarat, Barricade Books,
1997.
Tamburin, Henry. Reference Guide to Casino Gambling,
Research Services Unlimited, 1993.
Tamburin, Henry and Rahm, Richard. Winning Baccarat Strategies,
Research Services Unlimited, 1983. |
